From the Blog

Imagine a $100 million jury verdict wiping out your business overnight. That’s no nightmare—it’s today’s reality. Litigation costs are exploding, thanks to “nuclear verdicts” (massive jury awards) and third-party funding, where investors bankroll lawsuits for profit. For business owners, this isn’t just a legal risk—it’s a financial gut punch. Here’s what’s happening, why it’s hitting harder than ever, and your playbook to survive.

Kansas passes Senate Bill 42: Real-time auto insurance verification goes live July 2026, aiming to reduce costs and uninsured drivers statewide.

Worried high insurance premiums will spike when you add a teen driver? Discover ways to lower insurance premium with student discount, driver education, and car insurance discounts. Shop smart with AHI for affordable coverage!

Prepare your college student for campus life with AHI’s comprehensive renters insurance guide. Protect essential items—from laptops to textbooks—with tailored coverage that fits any budget. Our easy back-to-school checklist ensures nothing gets left behind. AHI partners with 42+ carriers to deliver customized plans at the best price. Don’t let accidental damage or theft derail the college experience—contact AHI today to compare quotes and secure peace of mind before move-in day.

Workers Compensation Insurance protects businesses and employees from job-related injuries, covering medical costs, lost wages, and legal compliance in Kansas.

When disaster strikes, Actual Cash Value (ACV) pays the depreciated value: e.g., $5,000 for a $15,000 roof. Replacement Cost Coverage (RCC) funds a new replacement, regardless of age. In home insurance, RCC typically covers the structure, ACV the contents; in auto, ACV dominates. Choose wisely with AHI Insurance at autohomekc.com for tailored protection.